You Have Been Approved !
Are you tired of being inundated with "pre-approved" credit card offers and insurance solicitations? Companies send these out after running a credit check on you through one or more of the 4 major credit reporting agencies (Equifax, Experian, Innovis and Trans Union). You can opt-out of these (free) by calling 1 888 5OPTOUT (1 888 567 8688) or through the website optoutprescreen.com. This will prevent your name from being furnished by the major credit bureaus to creditors wanting to send you unsolicited, firm offers of credit. The opt-out is good for 5 years and you can opt back in at any time through the same number or website. To learn more, click here for information from the Experian website or read the FTC newsletter here (a pdf file).